Our Products at a glance

finance_new_image
Start-Up Financing

✅ Cover initial operating costs

✅ Disbursed in 3 working days*

✅ No interests and fees*

Product of FSC

finance_new_image
Start-Up Financing

✅ Cover initial operating costs

✅ Disbursed in 3 working days*

✅ No interests and fees*

Product of FSC

finance_new_image
Start-Up Financing

✅ Cover initial operating costs

✅ Disbursed in 3 working days*

✅ No interests and fees*

Product of FSC

finance_new_image
Start-Up Financing

✅ Cover initial operating costs

✅ Disbursed in 3 working days*

✅ No interests and fees*

Product of FSC

finance_new_image
Start-Up Financing

✅ Cover initial operating costs

✅ Disbursed in 3 working days*

✅ No interests and fees*

Product of FSC

Start-Up Financing

Eases young companies' initial challenges to kickstart progress with fast, interest-free cash.
 

Product Overview

Loan Quantum

$6,000

Loan Tenor

3 months

Interest Fees

0*

Origination Fee

0*

Eligibility

-Locally registered and operating less than 2 years

-Minimum 30% local shareholding

-Only Pte Ltd and LLP

-Min local shareholding of 30%

*Interest rates, fees and disbursement speed may vary, subjected to final underwriting.

Working Capital Loans

Lump sum cash disbursed for one off costs like renovation, salary or machinery purchase.
 

Micro Loan

Express Business Term Loan

Business Term Loan PRO

Business Term Loan

Loan Quantum

Up to SGD 150k

Up to SGD 200k

Up to SGD 300k

Up to SGD 300k

Loan Tenor

Up to 18 months

Up to 18 months

Up to 36 months

Up to 18 months

Interest Rates*

From 0.8% per month onwards

Origination Fee

Up to 7%

Up to 5%

Up to 5%

Up to 7%

Eligibility

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of >6 months

Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of >3 years

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of >1 year

*Interest rates, fees and disbursement speed may vary, subjected to final underwriting.

Revolving Credit Line

Reliable and flexible line of credit to address all your contingent business spends
 

Product Overview

Line Quantum

Up to SGD 100k

Line Tenor

12 month from date of offer + 12 month Term Loan Conversion upon annual account review

Drawdown Tenor

Up to facility end date (i.e. at end of 1st year interest servicing)

Drawdown Fees

0

Facility Fees

Up to 3%

Drawdown Limit

Min: SGD 20K & multiples of SGD 10K, or remaining limit balance.

Max: Up to remaining available limit

Revolver Period Interest*

1.5% per month

Eligibility

-Pte Ltd or LLPs only

-Locally registered and operating >3 years

-Minimum 30% local shareholding

-No foreign-owned corporate companies >25% shareholding per entity

-Annual sales turnover of S$1.2m to S$8m

*Interest rates subjected to final credit underwriting approval

Trade Finance

Unleash "trapped" cashflow in the trade cycle for both upstream and downstream partners
 

Accounts Payable 

Accounts Receivable 

Line Quantum

Up to SGD 500,000

Up to SGD 1,000,000

Loan Tenor

Up to 90 days

Up to 120 days

Interest Rates*

From 0.875% per month

Drawdown Fees*

From 1.59% per month

Facility Fees*

Up to 7% p/a

Eligibility

- Singapore registered business

- Only Pte Ltd company or LLP

- Min operating history of >1 year

*Interest rates subjected to final credit underwriting approval

Property-backed Secured Financing

Maximise your assets and turn them into cash. Works for encumbered properties too.
 

Product Overview

Loan Quantum

Up to SGD $4M

Eligible Property Type

Residential, Commercial or Industrial

Loan to Value

Up to 80% property value

- Residential 80%

- Commercial 70%

- Industrial 60%

Interest Rates

7% p.a

Eligibility

-Pte Ltd or LLPs only

-Locally registered and operating >6 months

-Minimum 30% local shareholding

*Interest rates subjected to final credit underwriting approval